Comparator

Put three cards next to each other and read across.

Pick the products you are actually deciding between. Every attribute is shown in full, with no truncation. Offers last reviewed 2026-08-01.

Credit cards23Debit cards10

Card 1Card 2Card 3

Column 1

Chase Sapphire Preferred

Chase · 4.9/5

Welcome bonus: 60,000 points
Rewards: Up to 5x points
Annual fee: $95

Column 2

Chase Sapphire Reserve

Chase · 4.6/5

Welcome bonus: Up to 175,000 pts
Rewards: Up to 8x points
Annual fee: $795

Column 3

Capital One Venture X

Capital One · 4.7/5

Welcome bonus: 75,000 miles
Rewards: 2x flat, up to 10x
Annual fee: $395

Attribute-by-attribute comparison of the selected credit cards.
Attribute	Chase Sapphire Preferred	Chase Sapphire Reserve	Capital One Venture X
Issuer	Chase	Chase	Capital One
Network	Visa Signature	Visa Infinite	Visa Infinite
Category	Best Overall	Travel Rewards	Travel Rewards
Annual fee	$95	$795	$395
Welcome bonus	60,000 bonus points after $5,000 in purchases in the first 3 months.	Up to 175,000 bonus points after $6,000 in purchases in the first 3 months. Applicants not eligible for the elevated offer may see a 125,000-point standard offer.	75,000 bonus miles after $4,000 in purchases in the first 3 months.
Rewards rate	5x on travel booked through Chase Travel, 3x on dining, select streaming and online groceries, 2x on all other travel, 1x on everything else.	8x on travel booked through Chase Travel, 4x on flights and hotels booked direct, 3x on dining, 1x on everything else.	10x on hotels and rental cars booked through Capital One Travel, 5x on flights through Capital One Travel, 2x on everything else.
Regular APR	20.24% - 28.24% Variable	21.24% - 28.24% Variable	19.99% - 29.24% Variable
Recommended score	690-850 Good to Excellent	720-850 Excellent	720-850 Excellent
Highlights	25% more value redeeming points for travel through Chase Travel $50 annual Chase Travel hotel credit Trip cancellation and interruption insurance No foreign transaction fees	Annual travel credit that offsets a large part of the fee Priority Pass Select airport lounge access Primary rental car collision coverage Transfer points to airline and hotel partners at 1:1	$300 annual Capital One Travel credit 10,000 anniversary bonus miles every year Capital One Lounge and Priority Pass access No foreign transaction fees

Rates, fees, bonuses and approval criteria are set by the issuer and can change at any time. Always confirm the current terms on the issuer’s application page. Want the whole list instead? Open the ranking.