Column 1
Chase Sapphire Preferred
Chase · 4.9/5
- Welcome bonus
- 60,000 points
- Rewards
- Up to 5x points
- Annual fee
- $95
Comparator
Compare credit cards and debit cards side by side
Compare up to three U.S. credit cards or debit cards at once: annual or monthly fee, rewards, welcome bonus, APR or APY, ATM network and overdraft terms, every attribute in full with no truncation. Pick the cards you are actually deciding between; the link in your address bar reopens exactly this comparison. Offers last reviewed 2026-08-01.
Popular credit card comparisons
Column 2
Chase Sapphire Reserve
Chase · 4.6/5
- Welcome bonus
- Up to 175,000 pts
- Rewards
- Up to 8x points
- Annual fee
- $795
Column 3
Capital One Venture X
Capital One · 4.7/5
- Welcome bonus
- 75,000 miles
- Rewards
- 2x flat, up to 10x
- Annual fee
- $395
Related reading
| Attribute | Chase Sapphire Preferred | Chase Sapphire Reserve | Capital One Venture X |
|---|---|---|---|
| Our rating | 4.9 / 5Highest | 4.6 / 5 | 4.7 / 5 |
| Issuer | Chase | Chase | Capital One |
| Network | Visa Signature | Visa Infinite | Visa Infinite |
| Category | Best Overall | Travel Rewards | Travel Rewards |
| Annual fee | $95Lowest | $795 | $395 |
| Welcome bonus | 60,000 bonus points after $5,000 in purchases in the first 3 months. | Up to 175,000 bonus points after $6,000 in purchases in the first 3 months. Applicants not eligible for the elevated offer may see a 125,000-point standard offer. | 75,000 bonus miles after $4,000 in purchases in the first 3 months. |
| Rewards rate | 5x on travel booked through Chase Travel, 3x on dining, select streaming and online groceries, 2x on all other travel, 1x on everything else. | 8x on travel booked through Chase Travel, 4x on flights and hotels booked direct, 3x on dining, 1x on everything else. | 10x on hotels and rental cars booked through Capital One Travel, 5x on flights through Capital One Travel, 2x on everything else. |
| Regular APR | 20.24% - 28.24% Variable | 21.24% - 28.24% Variable | 19.99% - 29.24% Variable |
| Recommended score | 690-850 Good to Excellent | 720-850 Excellent | 720-850 Excellent |
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Rates, fees, bonuses and approval criteria are set by the issuer and can change at any time. Always confirm the current terms on the issuer’s application page. Want the whole list instead? Open the ranking.
Written comparisons
Popular credit card comparisons, explained
The classic head-to-heads, each worked through in full: the math, who each card suits and which one we would pick. Every figure comes from the same catalogue as this comparator.
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